Thursday, January 20, 2011

Payday & Procrastination

Well, I think we've all figured out that I'm the Queen of Procrastination. Recently I've been perfecting the art of procrastinating about posting on my blog.  But today was payday and it's a day when I try to do some things I've been putting off.  So here I am.

It's late.  I'm tired.  I have a lot going on, both at home and at work.  But I need to get a sense of how I'm doing and to remember that I actually have goals other than getting through the day in one piece.  I have a variety of bills to pay, though I'm not behind on most of them at this point.  But I'm feeling a bit overwhelmed and am therefore not paying too many things today.

I am on track with one thing.  I've put away $50 into my TFSA each paycheque so far.  That's good.  I've also kept on track with adding to the Emergency Fund but I'm not giving myself much credit for that because I'm planning on breaking into that money soon to help pay for my daughter's birthday party and dinner.  I realize that birthdays come around with predictable regularity and that they aren't normally considered emergencies (unless you're giving birth while driving to the hospital).

However, after the party was all planned (including guests coming from the States) the money that was expected to cover it suddenly and unexpectedly wasn't there.  A paycheque of a certain regular size has shrunk to pure commission without any warning.  I'm just not going to explain to an 8 year old that she can't have the party we've spent weeks planning with family and friends.  Yes, we'll be tightening our belts somewhat afterwards.  But you can't just cut everything, especially when kids are involved.  And, no, it's not a three ring circus.  It's just at an outside venue because of our constant, ongoing renovations.  And some close friends are coming up from the States.

So, if our financial world is in a bit of upheaval, how am I doing with the non-financial goals I set on January 1st?  The rural house goals are also on hold, but more because of the state of the roads than anything else.  It is winter, and we do travel through 2 mountain passes to get to the house.

That leaves 2 physical goals.  The first was to go out to exercise at least 1 x week.  The second was to exercise at home all the other days.  I'm happy to report that I have, in fact, gone out to exercise at least once (usually twice) each week.  What about at home?  Well, I'm not perfect, but I have managed to exercise at home when I haven't gone out on all but 6 days so far this month and most of the days I missed were during the time we had company staying over.  Not bad.


Grace. said...

Hey, Shevy? Where ARE you? It's been nearly six months since your last post. Time to catch your readers up.

Heather said...

Hi I’m Heather! Please email me when you get a chance! I have a question about your blog. HeatherVonsj(at)gmail(dot)com